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Valuation for Specialized Lending

Atlas VMS provides the domain expertise required to manage valuations for complex loan products that standard AMCs often overlook.

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Reverse Mortgage

Reverse mortgage transactions require care, precision, and sensitivity. Every order is handled with care, meeting all FHA and proprietary investor guidelines.

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Non-QM & Private Lending

DSCR, bank statement, and asset-based lending: our appraisers understand non-conventional products and the stakes involved in these complex valuations.Ask us about our STR Insights report for short term rental valuation.

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Credit Unions

Member-first institutions deserve a partner who shares their values. We match your culture and compliance standards perfectly.

Reverse Mortgage appraisals done with care.

Our team understands the stakes for lenders, brokers, and the seniors they serve. We maintain a curated network of appraisers experienced specifically in reverse mortgage products.

  • Every reverse appraisal meets FHA or proprietary lender guidelines
  • Atlas is a preferred AMC for all proprietary reverse mortgage investors
  • Our team is trained on the unique dynamics of reverse mortgage borrowers.
  • Integrated compliance and HUD-specific quality control.
  • Reverse Mortgage-specific appraiser vetting and performance tracking.
STR Insight Logo

STR Insight™ Short-term rental valuations built for how STRs actually perform.

Traditional appraisal forms like the 1007 were designed for long-term rentals — not nightly stays. Atlas STR Insight is our purpose-built short-term rental appraisal form, designed specifically for non-QM lenders who need a defensible, market-aligned view of how a property performs across the full year, not just an average month.

  • Custom STR appraisal form replaces the misapplied Form 1007 for short-term rental properties
  • Captures seasonal ADR, weekday vs. weekend differentials, event-driven demand, and RevPAR
  • Standardized STR-focused appraisal package that integrates into existing Atlas VMS order workflows
  • Appraiser training on STR-specific valuation methodology available for participating appraisers

Lender FAQ

Every reverse mortgage order is processed against current FHA and HUD guidelines. Our QC team reviews all reports for compliance before delivery.
Yes, we support bank statement, asset-based, and other non-conventional products. Our appraiser network is vetted for each product type.
Complex transactions get a dedicated point of contact. Escalations are flagged immediately and handled by senior team members without handoffs to a generic support queue.
Yes. We work with credit unions on pricing structures that fit their volume and member base. Contact us to discuss your program.